That used to be the case. However, since the start of 2024, all MM2H applications need to be submitted by a recognized MM2H agent. More details? Please submit the form at the bottom of this page.

No. The fixed deposit needs to be placed at a local bank.

One year after depositing the FD funds, a maximum of 50% of it can be withdrawn, on request, for property, car, education or medical care purposes.

Yes, with MM2H, you're free to buy a property. In fact, Malaysia is one of very few countries that allows foreigners, Finnish citizens included, to buy and own property outright, even freehold property. Sure, some terms and conditions apply, but that's fair enough. Use the form below if you'd like more details on this topic.

The medical includes tests for communicable diseases, including TB, HIV, Malaria and Hepatitis. Yes, all dependents need to undergo and pass the medical. The medical can take place at any certified medical institution, as long as it's in the same jurisdiction as the MM2H application in question. In some cases, applicants that have been denied insurance eligibility, for instance on the basis of their advanced age, can have the medical waived.

Choosing the right medical insurance ensures you're appropriately covered for any medical episodes that may be encountered. As there are several companies in Malaysia, local and international, offering suitable insurance services, we recommenddoing due diligence to whittle your options down to a couple of contenders. Use the form below to let us know if you could use some suggestions.

By default, employment is not permitted whilst in Malaysia. However, MM2H holders over 50 years of age can submit a request to work part-time.

It typically takes roughly three months for the visa application to be processed. There are exceptions, however, since the process may involve third-party entities, including authorities located overseas.

Offshore income, including general remittances, rental income and fixed income such as dividends, FD coupon payments, are all not taxable. Any capital appreciation, both offshore and local, is also not taxed. However, locally-derived employment income is taxable. Need more details? By all means let us know with the form below.

Yes. And yes, MM2H holders are eligible for bank loans of up to 80% of the value of the property. More details? Please submit the form at the bottom of this page.

You'll need to present a letter by your government/employer as well as 3/6 months' worth of banks statements that display the amounts in question.

Yes, a bond is payable by the MM2H applicant; the exact amount depends on the applicant's country of birth. More details? Go ahead and use the form at the bottom of this page.

Any assets that are either 1) cash or 2) can be converted to cash swiftly are considered liquid. These include cash, bank deposits, gold, bonds, shares etc. Brick and mortar doesn't qualify.

Foreigners in Malaysia, Finnish citizens included, are permitted to buy land for residential purposes only.

Sure. As long as you ended up staying the annual minimum number of days required for your MM2H Visa, you've met that condition.

You can simply have your passport renewed, after which you'll be able to add the balance of your MM2H tenure at the immigration office of your MM2H's jurisdiction.

You can take your passport to the immigration office in your jurisdiction, along with all documents required, after which the renewal will be processed. More details? Please use the form below.

Once your visa has expired for the second time, a fresh MM2H application has to be submitted.

If your application is on the basis of your kids' education, their school needs to be in the jurisdiction of the MM2H you're applying for.

Please provide documentation containing details of the medical condition in question, as verified by either a private or a government physician registered with the Malaysia Medical Council.

That used to be the case. However, with the exception of the Sarawak MM2H visa, all latest versions of the MM2H visas require the purchase of a property within that particular jurisdiction, i.e. West Malaysia or Sabah. There are, however, several legal workarounds. For more details on these, click here.

MM2H is a risk-free program and it can be cancelled prematurely quite easily, after which any fixed deposit will be duly returned. The exact steps depend on the circumstances of the MM2H-holder, however. For the full process, please submit the form below.